EDIT: this is a photo I got from Instagram. Hence the post title in quotes. Not MINE. Thoughts?
Good thing I don’t have kids
You are taking too many vacations.
Where do you live? Also seems like 8k for 2 vacays is too much. Maybe you should cut on that
Shut up! You have a house, you have food, you have healthy kids, you have 401k pension plan and you are still complaining.
You have a house. You go for 2 vacations a year. You own a car. You do charity. Oh yeah, you're also "broke".
I spend a fraction of that on food. Cut vacation budget. Cut the car payment in half. Cut the clothing budget by 30+%. Cut charity contributions if you think you're "broke". Why do you have $200k gross income and consumer debt? Kids are a financial decision. Don't have one if you can't afford it. ABOVE ALL you propose a decent savings plan and a plan to live comfortably with a family, have minimal debt, and still have $6k in cash every year. Wtf are you on about
This is also why corporate America sucks
Why, because you can live a very comfortable life including multiple vacations?
Childcare is high, two parents are working? Isn’t deductible from taxes? Same with property taxes, I would have thought you would get less than 30% tax rate. What is consumer debt? Hard to say you’re broke when you save 18k toward retirement, spend 8k on vacation, 5k on children lesson, and 2k on charity #first world
Right? So entitled. Pay off the car, stop eating out, cut the “lessons” and “charity” and wtf is consumer debt?
Complaining but still doing 2K on charity. Kudos!
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401k and Mortgage is saving. Why are you keeping it in expense ? What about 401k match ? You didn’t got any tax return ?
This is more cash flow than expense, but yes, you are correct.
How is mortgage a saving? Majority of initial contributions are interest, definitely not part of savings.